For 8 years, I worked in restaurants; managing teams, building culture, and bartending in ski lodges and island resorts. I even had a dream job in the Florida Keys: housing, high pay, sunsets every night. But I walked away from it... because I realized comfort wasn’t the same as purpose. When the CEO of UnitedHealthcare was assassinated, it shook the country. The outrage that followed made it painfully clear: people aren’t just frustrated with healthcare; they’re broken by it. That was my moment. I decided I didn’t want to complain about the system anymore; I wanted to fix it. Now, I help families and small business owners stop dreading healthcare and start keeping their money, their peace, and their freedom. I broker supplemental benefits that are completely cost-neutral; employers save on payroll taxes, employees take home more pay, and everyone gets zero-copay, zero-deductible care from day one. Because I know what it’s like to put everyone else first. I spent years covering shifts I didn’t need, staying in places that didn’t make me happy, because I couldn’t stand letting people down. But walking away taught me that doing the right thing sometimes means saying yes to yourself, and to something bigger. And that’s what this is about. It’s not about selling insurance. It’s about protecting people from a system that’s forgotten them, and building something fairer, one business, one family, one lightbulb moment at a time.

I'm Robinn Mikalic. I bring over 25 years of expertise in commercial finance, guiding business owners of all kinds through the complexities of budgets, balance sheets, and cash-flow management. My deep understanding of financial strategy and operational efficiency has empowered countless companies to grow confidently, knowing their financial foundation is strong. As COO of Blue Dock Advisors, I translate my past experience into building resilient, agile businesses that not only operate smoothly but achieve lasting financial success. I partner with companies to maximize resources, streamline operations, and unlock opportunities for growth, ensuring employers gain flexibility, employees feel secure, and businesses thrive with confidence from day one. Beyond my corporate work, I am an accomplished author of The Deciding Factor and a dedicated mentor, sharing my financial expertise with underprivileged communities in Africa. My mission is to equip others with the knowledge and tools to create sustainable success; both operationally and financially. My philosophy is simple: when you understand the numbers and the people behind them, you can create organizations that are stronger, more purposeful, and positioned to achieve lasting financial growth.