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Supplemental Health Maintenance Plan

Does my business need to provide supplemental insurance?

Employers are increasingly offering supplemental insurance plans as part of their benefits package. Supplemental insurance does not affect existing insurance plans, and can provide increased benefits to employees who may not qualify for Major Medical Plans. This boosts employee satisfaction, talent acquisition, and is the easiest way to retain your most valuable employees.

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Our program has the added benefit of not only providing increased coverage for your employees, but can generate significant tax savings for your business simply by signing up!

How It Works

  1. All employees enjoy auto enrollment into the program.

  2. We ensure each employee participates in at least one qualified activity each month. 

  3. That’s it! Employees will enjoy new health benefits AND an increase in their paycheck. While the business experiences a robust reduction in FICA taxes. 

Business Benefits

​We understand how frustrating and complicated health insurance can be so we've dedicated a team of professionals to help you with every step of the way! We ensure that the entire implementation process and program launch is streamlined and trouble-free!

 

Employees will enjoy new health benefits AND an increase in their paycheck.

 

  • Plan premiums are paid pre-tax, which reduces the FICA contribution for the employee, which in turn reduces the FICA contribution for the employer. 

  • Generates $1000 in tax-savings for every employee enrolled.  

  • All costs to integrate with your software, payroll system, on-boarding, implementation, etc are covered by us. 

  • Functions as an add-on plan or can stand alone to meet Minimum Essential Care (MEC) requirements. 

  • Coverage for Full-time and Part-time employees. 

Employee Benefits

The programs and services contained within the plan are a world-class combination of telemedicine, screening, testing, coaching, and much more.  It includes many of the most important tools you need to live a healthier life in a convenient, user friendly, pre-tax package at Zero Net Cost.

 

All benefits are available for $0 copay and $0 deductible. 

 

Benefits for the whole family!

  • Virtual Primary and emergency care through Recuro 

  • Musculoskeletal Physical Therapy 

  • 250+ prescriptions available

  • Unlimited Mental Health consultations 

 

Benefits for the individual! 

  • Increased take-home pay by up to $3000. 

  • Genomic Laboratory testing to determine hereditary diseases. 

  • Hospital Indemnity payments up to 30 days 

  • Health Maintenance Coaching 

  • 24/7 tax-help support line. 

Compliance

  • All legal due diligence provided at our expense.

  • Allows employees to pay for qualified health care with pre-tax dollars due to Section 125 of the IRC.

  • Ongoing support for technical and legal support, tax advice hotline, and issue resolution.

  • Backed by AA Rated carrier, Federal Life

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